Split expenses without the awkward math
SettleUp tracks shared costs with friends and groups, then tells everyone the simplest way to settle up.
Shared groups
Create a group for a trip, flatmates, or a dinner — invite friends with a link.
Flexible splits
Split equally, by exact amounts, percentages, or itemised per person.
Smart settle-up
We minimise the number of payments so everyone settles with the fewest transfers.
Clear insights
See who owes what at a glance, with balances and spending trends per group.
How it works
1
Create a group
Add the people you share costs with and pick a currency.
2
Add expenses
Log what was paid and choose how it should be split.
3
Settle up
Follow the suggested payments and clear balances in a tap.
Ready to settle up?
Stop chasing receipts and IOUs. Start tracking shared expenses in minutes.
Get started